What do you receive?
A Blue Cross and Blue Shield health insurance program is a voluntary program. If selected the associate pays approximately 30% of the premium cost. There are three distinct plans with different premium costs and deductible costs levels.

Associates may select coverage for associate only, associate plus one family member, or they may enroll in family coverage in any plan.

Premium payments are made through payroll deduction.

Prescription medicine coverage is included in all plans. Dental and vision coverage are optional plans.

When are you eligible?
Beginning of the month after 90 day waiting period.

What do you receive?
401K:
The company has amended our retirement plan to include a 401K feature.

The company will make a matching contribution of 50% of the first 4% of compensation that an eligible associate contributes to the plan. The company’s matching contribution will not exceed 2% of an eligible associate’s compensation.

The company’s matching contributions are vested on a six-year schedule. Associate’s contributions are automatically 100% vested. There are federal tax law limitations on associate contributions. Please refer to the Summary Plan Description (SPD) for additional information.

Note: Associates who are at least 21 years of age who have not completed one year of service may contribute to the plan, in accordance with federal tax law limits, but will not be eligible for a matching company contribution.

When are you eligible?
To be eligible for a company contribution, the associate must be at least 21 years of age, work 1000 hours or more per year, and have completed one full year of uninterrupted service.

What do you receive?
A life insurance policy equal to the amount of the associate’s annual salary is provided at no cost. The insurance amount is rounded off to the nearest $1,000 of income.

The life insurance coverage stops upon termination of employment.

Additional Life Insurance is available at the associate’s expense.

When are you eligible?
Upon completion of 90-day probationary period.

What do you get?
Associates with one year or more of employment have earned 40 hours of paid sick leave.

Unused sick leave will be paid in full at the end of the anniversary year.

Sick leave may not be used as vacation or to extend vacation.

Sick leave is provided in the event of illness. May be used for medical, dental or optical appointments or when a member of your household requires your personal care and attention due to illness.

Sick leave may also be used when the “lack of work” option is given by management.

Sick leave may not be used for school functions

When are you eligible?
Upon completion of one full year of uninterrupted service.

What do you receive?
The Associate, their legal spouse, children and/or parents living in the same household are eligible for an associate discount on purchases at any ALCO Discount Store or Duckwall Variety Store.

Discounts are allowed on regular, sale, or clearance merchandise but may be limited or not applicable to certain “special event” and/or coupon promotions as determined by the Store Support Center. Discounts are not allowed on merchandise where state or local laws determine a minimum mark-up (i.e. cigarettes); on alcohol; on fuel or fuel center merchandise; on pharmacy merchandise; or on the purchase of gift cards, prepaid cards or in conjunction with discount programs such as Senior Citizens Discount Day. Discounts are not available on purchases from any leased departments located in a store.

When are you eligible?
Upon employment.

What do you receive?